About Us

At Encore Dealer Finance, we provide indirect auto financing solutions designed to help dealerships serve customers with less-than-perfect credit. Our goal is to create more opportunities for dealers and their customers through flexible financing programs, efficient decisioning, and personalized support throughout the lending process.

Guided by our philosophy, “AI Driven, Human-Powered,” we combine advanced technology with experienced human decision-making to deliver fast, thoughtful lending decisions. Our approach allows us to provide real-time decisioning while still giving each application the attention and expertise needed to help dealers structure the right financing solution.

Encore takes pride in helping dealerships provide options for customers with past credit challenges, thin credit profiles, or limited incomes who may not qualify through traditional lending sources. By offering multiple tiered programs and hands-on support, we strive to be a reliable financing partner that helps dealerships serve more customers and get more deals done.

Our Valued Partners

Ready to Expand Your Financing Options?

Partner with Encore Dealer Finance to provide more customers with flexible auto financing solutions backed by fast decisioning and personalized support.

Dealer Enrollment

Financing Solutions

Encore Dealer Finance provides dealerships with flexible indirect auto financing solutions for customers who may not fit traditional lending programs. With multiple financing tiers, real-time decisioning, and hands-on support, we help dealers create more opportunities for customers with a wide range of credit profiles.

Our AI Driven, Human-Powered approach combines advanced technology with experienced lending professionals to make the application and approval process fast, efficient, and dealer-focused.

$7,500–$40,000
Multiple tiered financing programs
Real-Time Decisions
Fast application review and decisioning
AI + Human Expertise
Tech backed by experienced lending professionals
Dealer Support
Hands-on assistance with loan structure
Encore offers multiple tiered programs ranging from $7,500 to $40,000.

Dealer Partner

Encore has given our dealership another option for customers who may not fit traditional lending programs. Their team is responsive, the process is straightforward, and having support with deal structure makes a real difference.

Dealer Partner
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Dealer Partner

The combination of fast decisioning and personal support is what stands out to us. We can submit an application quickly, get an answer, and still have an experienced team available when we need help putting a deal together.

Dealer Partner
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Dealer Partner

Encore has helped us create more opportunities for customers with challenging or limited credit histories. Their programs give our finance department another resource when other lenders may not be the right fit.

Dealer Partner
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Investor Relations

Connect with Encore Dealer Finance to learn more about investment opportunities, our continued growth, and our approach to the evolving automotive finance industry. Complete the form below to connect with our Investor Relations team and learn more about Encore Dealer Finance.